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For RBI-regulated NBFCs

Originate short-tenure credit. Keep the lending decision.

Short-tenure personal loans for salaried professionals across India. Fully digital, transparently priced. JebSathi runs the journey as an LSP — you assess, price, approve and disburse.

Technology-led LSPSalaried professionals₹1,000–₹1 lakhUp to 12 monthsLender-owned credit

By the numbers

Loans disbursed
3,000+
Users
1,000+
Amount disbursed
₹10 Cr+

Platform

A modular journey from acquisition to servicing.

One LSP stack. Your credit policy. Scope and integrations agreed per partner.

  • Acquisition

    Salaried professionals, channel attribution, landing journeys, and campaign-level monitoring.

  • Digital onboarding

    Structured capture, documents, progress states, and a clean handoff into your stack.

  • KYC & verification

    Consent, KYC, banking, bureau, and other checks you approve — recorded, not improvised.

  • Risk support

    Configurable rules, fraud signals, and eligibility inputs. You decide. We trace the reason codes.

  • Servicing

    Repayment notices and support workflows under the controls you set.

  • Reporting

    Application reporting, issue routing, and collections-support workflows you can audit.

The product

Short-tenure personal loans for salaried professionals.

Fully digital, transparently priced. Limits, tenure, pricing and eligibility stay with you.

Loan typeUnsecured personal
Ticket₹1,000–₹1 lakh
TenureUp to 12 months
  • OTP start — apply in minutes
  • Lender-issued KFS before acceptance
  • You decide. You disburse.
  • Clear repayment and support communications

Target segment

Salaried professionals across India.

Digitally reachable borrowers who can complete OTP, KYC and bank checks — and meet your eligibility and verification bar.

Targeting, exclusions, income floors and geography follow your approved policy. Partner identity appears on the offer and KFS.

Partnership model

We facilitate. You lend.

The operating design separates journey support from regulated lending decisions.

BorrowerJebSathi journeyPartner underwritingDisbursal

JebSathi runs

Acquisition, application orchestration, verification integrations, risk inputs, customer communications, and operational reporting.

You control

Product and credit policy, underwriting, approval or decline, pricing, sanction, KFS, agreement, disbursal, and every lender obligation.

We govern together

Integration scope, journey design, SLAs, monitoring, incident response, complaint routing, change control, and portfolio review.

Before go-live

Diligence, contracts, approved policies, tested integrations, disclosures, escalation paths, and evidence of operational readiness.

Risk and compliance

Controls are part of the product.

Accountability, consent, disclosures, policy alignment, monitoring and traceability are implementation requirements — not marketing labels.

  1. 01

    Partner-approved eligibility rules and clear decision ownership.

  2. 02

    Consent records and purpose-specific data handling.

  3. 03

    Lender identification and KFS before borrower acceptance.

  4. 04

    Complaint routing, escalation, and response accountability.

  5. 05

    Fraud and anomaly signals subject to agreed review.

  6. 06

    Monitoring, audit trails, incident handling, and change control.

Technology

Composable integrations. Observable handoffs.

Partner-specific workflows through APIs and configurable rules, with traceable events across application states.

Integrate

API-led exchange with approved KYC, bureau, banking, and lender systems.

Configure

Partner-specific journeys, validations, policy inputs, disclosures, and routing.

Observe

Status tracking, operational metrics, exception queues, and event history.

Govern

Role-based access, release controls, incident response, and agreed retention.

Who we partner with

RBI-regulated NBFCs ready to scale digital origination.

Long-term partnerships: responsible acquisition, technology-led operations, lender-controlled credit.

  • RBI-regulated NBFC with digital personal-lending experience
  • Appetite for short-tenure, small-ticket credit (₹1,000–₹1 lakh, up to 12 months)
  • API origination and servicing
  • Strong compliance and risk systems
  • Focus on salaried professionals across India

Lending institutions

Start with scope and diligence.

Talk to JebSathi about product, responsibilities, controls and the integration path.

Start a conversation →